Check Your Experian Free Credit Score Online

Credit score is a numerical measure of your credit history, this helps the lender know your creditworthiness. Here in this article you will find helpful information by which you can know how to check Experian Free Credit Score. A credit score ranges from 300 to 900. So read this article and know more!

An Experian Free Credit Score is a straightforward way to show your profile strong in front of the lenders. Because based on your credit score information the lender approves your loan or credit card requests The higher your score the better it is for you to buy a credit card, loan or mortgage with great attractive rates on it. Your Experian Free Credit Report will help you see the information the lenders use while deciding your loan approval.

Create a Free Account in Experian

To get started with Experian, you need to create an account first. Follow the steps below to have an Experian account of your own.

• Visit Experian official website

• Click the ‘Get Your Credit Report’ button

• Fill up the application form

• Enter your name, email, mobile and PAN details

• Submit the information

• Answer all the MCQ questions

• Then you will receive an OTP

• Enter the OTP and verify the account

Choose a username and create a password, so you can use your Experian account whenever you want.

Your Experian Credit Report Update!

Bank and financial institutions forward the user information to the credit bureaus on a monthly basis. However, they don’t have a set day to update the user credit data. So Experain could receive an update from the bank on the first day of every month or 15th of every month. Thus, individual credit reports may vary on a day-to-day basis, depending when your bank sends a batch of payment history and loan data to the credit bureaus like Experain.

What if Your Experian Credit Report Has Errors?

It is always a good idea to review your credit report, because this ensures that your identifying information is correct, and the credit history is accurately represented by the credit bureau. Before you plan to apply for a new loan or a credit card, it's essential to check Experian free credit score. And if your credit score has any errors, the reason might be the negative information in your credit report which lowers your credit score.

As per the Federal Credit Reporting Act, both the credit reporting bureau and the information provider would be responsible for correcting any inaccurate or incomplete information on your credit report. To get information corrected, you have to file for a dispute with Experian. You need to submit the dispute in writing. And the credit bureau will investigate your dispute within 30 days of your submission.

At Experian, you can initiate a dispute online through the Experian Dispute Center. Or you can initiate a dispute at Experian by phone or mail. And once the errors are swept away from your credit report, your Experian credit score will be improved.

So, use the Experian free credit score service and find your credit score. Know what amount you are eligible for, and apply for the loan or credit card as per your credit profile.