Let’s Talk About Clix Capital Personal Loan!

Life is full of uncertain events and you don’t know when you will need financial help. So taking care of that Clix Capital provides a personal loan. Using Clix Capital Personal Loan, you can get instant funds in your account via which you can pay your medical bills, manage expected expenses for wedding, travel, education, etc. Now jump in to this article and know more about the Clix Capital Personal Loan features and benefits.

What Amount You Can Borrow from Clix Capital?

Under Clix Capital Personal Loan you will be eligible to borrow a maximum of INR 25 lakh, which is dependent on your monthly income and current obligations such as another loan, credit card bills, home rent, children school fees, etc.

So make sure that your obligations are less at the time of loan application because it might impact your borrowing capacity.

Customized Clix Capital Personal Loan Interest Rate

With this facility there are no limitations on your interest rate, which means if you are highly eligible for Clix Capital Personal Loan, there are better options of interest rate for you. To grab the best rate of interest on your Clix Capital Personal Loan, do take care of the following factors:-

• Credit Score - It is important to know your credit score at the time of loan application as it will give you a summary of your credit history. And if your credit score ranges from 750-900, it will be good for your Clix Capital Personal Loan interest rate.

• Credit Utilization Ratio - If the applicant is a credit card user, his/her credit utilization ratio shouldn’t exceed 30-40% of their credit limit.

• Repayment History - Make sure all your past repayment records are clear of default and due payments, Because your repayment history will reflect your creditworthiness for Clix Capital Personal Loan.

• Compare Lenders - You can compare your Clix Capital Personal Loan Interest Rate with other money lenders and see which offers you a great deal. But don’t forget that Clix Capital provides ease of disbursing the loan amount at the best rate of interest with no formalities involved.

• Repayment Capacity - The amount you save each month from your monthly income helps Clix Capital know your repayment capacity for the personal loan.

Clix Capital Repayment Schedule

There are no hassles in Clix Capital Personal Loan repayment as it is done in equated monthly installments and under this borrower has the freedom to choose his/her repayment period. At Clix Capital, you will get a tenure ranging from 12-48 months for your Clix Capital Personal Loan repayment. But let us tell you that it is not an easy decision to make. Because a higher tenure means lower EMI but slightly higher interest payout, whereas lower tenure means less interest payment but expensive EMI amount.

So to take assistance in this, you can use the Clix Capital Personal Loan EMI Calculator. With which you can find out the approximate EMI and interest payout amount within a blink of an eye.

Apply for Clix Capital Personal Loan

To borrow a personal loan from Clix Capital follow the steps below:-

• Visit Clix Capital official website

• Click the “FOR ME” button

• Select “Personal Loan”

• Click the “Apply Now” button

• Fill up the application form (takes hardly 3 minutes)

• Submit the application form

• After that Clix Capital Representative will chat with you regarding the Clix Capital Personal Loan

Your loan application will be accepted and now you just have to submit the ID or income proff for the verification.