What Makes Bank of Baroda Credit Card So Popular Among Customers?

Credit cards have become so popular among customers due to various reasons - the facility to buy something now and pay later either in full or with easy EMIs, discounts on several products, reward points on every transaction, etc. Almost all banks provide credit cards to customers. But if you are looking for a card that can complement your premier lifestyle, the Premier Bank of Baroda credit card can be a suitable choice for you. This credit card from one of the largest public sector banks in India has several exciting features that make it so worthy among customers. You can check some of them below.

5x rewards on travel and dining
2x rewards on other spends
Complimentary airport lounge
Zero annual fees according to the overall usage
Easy EMI option
Fuel Surcharge Waiver

Want to know all of these features in detail? Well, you don’t need to worry a bit as here, in this article, we will be telling them so that you can make up your mind before choosing this Bank of Baroda credit card. So, without any further delay, keep reading!

Let’s Understand the Features of the Premier Bank of Baroda Credit Card in Detail!

You can have a look at all the exciting features of this Bank of Baroda credit card so that you can enjoy all of them. We are starting with the 5x rewards on travel and dining. Do check!

5x Reward on Travel & Dining

If you are someone who loves to travel and explore new places, cultures, and food over there, this card can be a perfect choice for you. The reason: this card provides 5x rewards which mean 10 reward points every time when you spend INR 100 on travel, dining, or anything while you're abroad. Suppose, you booked a ticket worth INR 2,000. For this, you will get a total of 200 reward points. However, you should remember that you can earn up to 2,000 reward points in a month with the 5x reward category.

2 Reward Points on Other Categories

Apart from travel, dining, and abroad, when you spend INR 100 on any other categories, you will get 2 reward points. All these earned reward points can be redeemed as cashback and other lucrative offers.

Exclusive Privileges on Your Card

With your Bank of Baroda credit card, you can enjoy exclusive privileges in the form of complimentary access at 31 airport lounges across India such as Kolkata, Mumbai, Nagpur, Hyderabad, Delhi, Cochin, Amritsar, etc.

Lifetime Free Offer

Do you know that you can make your credit card from Bank of Baroda lifetime free by just spending it with your credit card? No? Well, you know it now. If you spend INR 10,000 within 60 days of receipt of the credit card and a total of INR 1,20,00 within an year, the bank will reverse and waive off your annual fees.

Easy EMI Option

If you want to purchase something and pay it in easy installments, you can do it with your Premier Bank of Baroda credit card. You can convert any of your purchase of INR 2,500 or above into easy installments of 6 or 12 months according to your convenience.

Free Additional Card

Bank of Baroda will also provide up to 3 lifetime free additional cards that you can give to your spouse, parents, sibling or kids above the age of 18. Other than this, you will not need to bear any liability on lost cards or fraudulent transactions if you inform about it immediately.

What is Joining and Annual Fees for Bank of Baroda Credit Card?

For the Premier Bank of Baroda credit card, both joining fees and annual fee stand at INR 1,000 that you need to pay.