Does Citibank Credit Card Provide a Need-Specific Credit Card?

Choosing a credit card is really exhausting. Some cards have high fees, some have awesome reward programmes, some have a lower credit limit. Too many options can be very confusing typically. Selecting a card isn't a generic affair. It's a very personal experience. The rationale being different individuals have different wants. And, each card is meant for various wants. A card designed for travel are significant only to traveling needs. It won’t cater to shopping or eating wants. Thus, it’s extremely vital to grasp your wants and opt for consequently from the platter. Citibank provides a need-based credit card that caters to a particular need. Let’s have a look at these credit cards. Citi Rewards Credit Card Every Bank emphasizes on the fact ‘Spend more to Earn more’. But Citi takes a different road in respect to this philosophy. With Citi Rewards Credit Card, you can earn more without having spent much. It helps you to earn extra rewards which can be redeemed for travel offers, premium merchandise and much more. All these benefits just come with an annual fee of INR 1000 which is waived off on spends of INR 30000. Get outstanding Welcome benefits - Avail 1500 points on your first spend made within 30 days of card issue. Also, get 1000 points on your first spend of INR 1000 within 60 days of card issue. Charge up the shopper in you with 10x reward points at apparel and departmental stores. Citi PremierMiles Credit Card This card is definitely tailor made for your travel needs. It is an absolute delight for frequent flyers. By using this Citibank credit card you can earn Air Miles which in turn can be redeemed for hotel bookings and travel tickets. It is tailor made to serve you with the best traveling experience. The joining fee is INR 3000 and the annual fee is INR 3000. Your first year fee will be waived off if you are a part of City Priority Clients. Earn some crazy welcome benefits like, get 10,000 Miles on the spending of INR 1,000 just after 60 days of issuing of the card. You can also earn 10 points on every INR 100 spent on hotel bookings and plane tickets. IndianOil Citi Platinum Credit Card As discussed earlier, Citibank credit card is specifically made and easy to choose. As it is very evident from the name of the card, this credit card is tailor made for people who want to save up on fuel. It lets you save every time you refuel your vehicle. The benefits derived from refueling can redeemed for shopping, dining and travel. There is no joining fee and the annual fee is INR 1000 which gets waived off if you spend INR 30,000 or more in the same year. You can earn exciting benefits like, get 4 turbo points on INR 150 spent on IndianOil petrol pumps. Apart from this, get 3 turbo points at grocery and supermarkets. All these points can be redeemed instantly at supermarkets and online stores. Citi Cash Back Credit Card This the most viable credit card option for frequent shoppers. It lets you save more, every time you shop. Every time you spend something from your wallet you earn it back via the cashback feature of this card. There is no joining fee but an annual fee of INR 5000 is billed every month. The key benefits are you get 0.5% on all purchases made. Avail 5% cashback on movie ticket bookings and payment of bills. If you like hanging out at restaurants, you can earn 15% off on partnered restaurants across India. These were some of the amazing Citibank credit card tailor made for your special needs. You can make a comparison and choose the best fit according to your needs and wants.