Why Indiabulls Personal Loan Would Be The Best For You To Opt For?

When any individual looks to opt for a personal loan, there are many factors that must be taken into account. Among all of those factors, one of the most important things is how easy it is to take a loan from the lender. And when this aspect comes into the picture, Indiabulls personal loan tops the list without breaking any sweat. You must be wondering why? Well, because with the help of Indiabulls, you can even apply for a personal loan from your smartphone from anywhere at any time.

Indiabulls is one of the leading private non-banking financial institutions of India that provide a range of amazing banking services to the customers. Indiabulls personal loan would be perfect for an individual who is looking for a personal loan at an affordable interest rate for purposes like child’s education or marriage, home renovation, etc. In this article, we would be telling you about it in a detailed way. So, keep reading!

Let’s have a look at the highlights of the Indiabulls Personal Loan:

• The best thing about the Indiabulls Personal loan would be the method to apply for it. You can apply for a personal loan by installing the DHANI application on your phone.

• The loan approval and disbursal processes are so fast that you would have to face no delay in getting it if you qualify all the eligibility conditions regarding the loan.

• Worrying about the complex and tiring documentation process? Just don’t, as you will have to complete a minimal documentation process.

• You can choose the loan tenure as per your requirement from the period of 3 months to a maximum of 36 months.

• Also, you could apply for a higher loan amount of INR 15 lakhs. Anything below this amount will be disbursed directly to your bank account after loan approval.

• As Indiabulls Personal loan is a totally unsecured loan, you won’t have to submit any kind of collateral against it.

• For the loan amount below INR 20,000, you won’t have to pay any kind of prepayment charges.

• Indibulls personal loan rate starts from 13.99% per annum and depends upon your overall profile and repayment capability.

What are the privileges you can get through using DHANI Application?

As we told you that you can apply for a personal loan with the use of the DHANI application. Not only that, but you could also avail of two exclusive benefits through this application that are Dhani Points and Dhani Wallet.

With the help of Dhani points, you will get points at each stage of your loan application through an app like signing up, referring to others, buying coupons, etc. You can redeem these points while paying the EMI. One Dhani point is equal to INR 2.

While with the help of the Dhani wallet, you could use it for various financial transactions like online recharge, bill payments, bus booking, and other things. You could get some exclusive rewards on it and also earn Dhani points.

What is the Eligibility to get an Indiabulls Personal Loan?

• The applicant must be an Indian Citizen and must be salaried or self-employed.

• The age must be 21 years or above to get this loan.