Why Standard Chartered Credit Card Could Be The One you’re Looking For?

Who doesn’t want to have a piece of plastic in her or his pocket that could also reward you with amazing cashback offers on a range of products? If you are wondering what is this piece of plastic, then let us tell you that we are talking about credit cards here. And in the current times, there is a slew of lenders in our country that provide credit card facilities to the customers. Among all the lenders, we cay not miss to mention Standard Chartered Credit Card due to its impeccable services and rewards you on travel, dining, entertainment, and other things.

Standard Chartered provides a total of 10 different credit cards in the categories of cashback, rewards, and travel. You can choose from this range of cards according to your spending habits and expectations. But if you are someone who wants to achieve a card that could give you premium lifestyle opportunities with its services, then Standard Chartered Ultimate credit card could be the best choice for you. In this article, we would tell you about some of the amazing features of this card so that you could be in a better position to make the right decision. So, keep reading!

Let’s have a look at some of the best features of Standard Chartered Ultimate Credit Card:

Joining Benefits: As soon as you will pay your joining fees, you are ready to use the card. And if you book tickets on MakeMyTrip within the 90 days of the card issuance, you will be eligible to get a cashback of INR 10,000 in the single transaction. If you are someone who travels frequently, then this could certainly be an ultimate experience for you.

Dining Privileges: If you are someone who frequently dines outside, then this Standard Chartered credit card could be the perfect choice for you as this gives you a chance to get upto 25% discount at over 250 restaurants across India. You just have to make advance reservations through the concierge or online booking.

Earn Reward Points: This is the most exciting part of this SC Ultimate credit card. Whenever you spend INR 150 with your Standard Chartered credit card, you would be eligible to get 5 reward points. Suppose that you spend INR 600 on movies, you wil get a total of 20 reward points. You can redeem them against several offers where one reward point values to INR 1.

Travel Benefits:

• With your credit card, you will get free access to over 1000 airport lounges across the world.

• Apart from this, you will get a 5% flat cashback on all the duty-free spendings made by you.

What are the Fees and Rates on this Card?

Standard Chartered has fixed both joining and renewal fees as INR 5,000. And if you want to take the supplementary card for your spouse, parents, children above 18 years of age, then there is no fee.

Let’s have a look at the Eligibility Criteria:

• You must be between 21 and 65 years of age.

• You must have a credible source of income and a good CIBIL score.

• You must be residing in those locations where the Standard Chartered credit card could be sourced.

You can also have a look at the documents that you will need for applying.

• 1 Passport Sized Photograph

• Identification Proof

• Address Proof

• Salary Slip of last one month Latest ITR for the self-employed individuals